1 (14 oz) can sweetened condensed milk
1 1/2 C cold water
1 (4 serving size) instant vanilla or banana pudding
2 cup heavy cream whipped (or cool whip)
Nilla wafers
3 medium bananas sliced
Whisk sweetened condensed milk and water in large bowl. Add pudding mix. Whisk 2 minutes or until well blended. Chill 5 minutes, fold in whipped cream
Layer cookies, 1 cup pudding mix, bananas. Repeat two times, ending in pudding layer
Chill thoroughly, garnish as desired
